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March 24, 2025

AI Automation vs. AI Agents: Understanding the Key Differences

AI is transforming the insurance industry, but understanding the difference between AI Automation and AI Agents is crucial. AI Automation handles repetitive, rule-based tasks like claims processing and policy management, improving efficiency but lacking adaptability.

March 18, 2025

Unraveling Common Myths About Insurance

The post debunks 20 common insurance myths, clarifying misconceptions about affordability, coverage limits, credit score impact, and the necessity of renters, umbrella, and long-term care insurance. It explains how different insurers operate and offers practical cost-saving tips.

March 11, 2025

What is Luxury Insurance?

Luxury insurance is specialized coverage designed to protect high-value assets such as luxury homes, exotic cars, designer watches, fine art, and high-end handbags. Standard insurance policies often do not provide sufficient protection for these valuable items, making luxury insurance essential for affluent individuals.

March 7, 2025

Why Do Insurance Agents Fail? 15 Critical Mistakes and How to Avoid Them

Many insurance agents struggle due to unrealistic expectations, poor rejection handling, lack of mentorship, and failure to adapt to technology. Success in the industry requires focusing on customer needs, leveraging digital tools, improving time management, and building strong marketing strategies. The article explores the key reasons why and how to avoid it.

March 5, 2025

Content Creator Insurance: What It Is, Who Needs It, and Why It’s Essential for Digital Creators

Content creator insurance protects digital creators and influencers from risks like lawsuits, cyberattacks, and contract disputes. It covers legal fees, defamation claims, regulatory fines, and data breaches while excluding intentional harm or IP infringement.

March 1, 2025

The Digital Transformation of Insurance: How Technology is Reshaping the Industry

The insurance industry is rapidly evolving due to digital transformation, driven by AI, automation, InsurTech, and customer-centric innovations. Key trends include self-service portals, predictive analytics, chatbots, and process automation, all enhancing efficiency and customer experiences. Insurance agents must adapt by leveraging digital tools like the DIBS™️ Toolbox to automate tasks, and improve customer engagement

February 27, 2025

Understanding How Insurance Coverage Works

Insurance coverage is defined by key elements such as the premium, deductible, policy limit, and term, along with specific exclusions that detail what isn’t covered. Different types of insurance such as auto, home, health, life, and business are tailored to various needs, and some are even required by law. Premiums are calculated based on factors like risk level, location, and personal history.

August 16, 2024

Featured on MoneyGeek: How to Get Car Insurance and What to Look For

We are thrilled to announce that Majda Baltic, representing Majdas Touch Insurance, has been featured on MoneyGeek in an insightful article about how to get car insurance and what to consider when selecting a policy. This comprehensive guide provides essential information for anyone looking to secure car insurance, whether they are first-time buyers or experienced drivers.

August 16, 2024

Featured on MoneyGeek: Finding the Cheapest Car Insurance in Utah

We are excited to share that Majda Baltic, representing Majdas Touch Insurance, has been featured on MoneyGeek in a comprehensive article discussing the cheapest car insurance options in Utah. The article provides valuable insights into securing affordable car insurance without compromising on essential coverage.

December 31, 2022

Why Influencers & Content Creators Need Insurance

Content creation has exploded in popularity over the past few years, thanks in part to the rise of social media platforms and the accessibility of technology. While content creation can be an incredibly rewarding experience, it also comes with its own set of risks and challenges.

December 5, 2022

Holiday Insurance Claims And How To Protect Yourself

Insurance claims can be a complex and stressful process, especially if you are not prepared. Insurance is designed to protect you against unexpected events and financial losses that can occur during your trip, such as trip cancellations, lost luggage, medical emergencies, and other unforeseen events. However, making a claim on your insurance policy can be a time-consuming and frustrating experience if you are not prepared.

March 1, 2022

Liability Umbrella Insurance and how it relates to a Texas High School Athlete

The family of a 16 year old teen who suffered a brutal attack at the hands of his teammates has filed a multi-million dollar lawsuit against several of his "friends" and their parents. Cole Hagan, a 16 year old teen, was at a pool party in Lake Jackson, Texas on December 3rd when a few of his fellow peers from Brazoswood High School lured him outside where he was ambushed by another 17 year old student.

March 1, 2022

QVC, Amazon Warehouse Disasters Underscore Risks at Large Facilities

A massive fire at a QVC warehouse in Rocky Mount, North Carolina, on Dec. 19 destroyed 75% of the 1.5 million-square-foot facility and killed one worker, according to news reports.

March 1, 2022

What are the benefits to employees building their own personal brand?

Employee branding consists of allowing your team members to establish their own identity within the identity of your company. A majority of companies in todays market frown upon team members branding themselves as a part of the organization. At Majdas Touch Insurance we have the opposite perspective. Employee branding can be critical to the success of an organization.

March 1, 2022

Classifying a Project as New Construction or Remodeling

At first glance, it may seem obvious whether to consider a construction project as new construction as opposed to remodeling for purposes of obtaining builders risk insurance to cover risk of loss during construction. In reality, the distinction isn't quite so cut and dried.

March 1, 2022

10 Spring Cleaning Tips To Prevent Homeowners Insurance Claims

Not only will this help keep your house in order, but these maintenance activities that you can do around the house, will help you prevent some costly homeowners insurance claims. So, this year, as you're vacuuming and dusting, take a moment to tackle these 10 areas to ensure your home is thoroughly ready for the months ahead.

December 6, 2021

This Insurance Company will give you Uber credits if you get in a car accident

Have you ever gotten in a car crash and wondered, what now? Your car is broken and you don't have an option to get back on the road. That all changes now. For years, insurance companies have offered rental car reimbursement coverage, essentially giving you money to pay for a rental car while your car is in the shop due to a covered claim.

October 22, 2021

Avoid Thanksgiving Fails This Year

As you prepare for Thanksgiving this year, be sure to consider these tips and lower your chances of dealing with expensive thanksgiving mishaps.

September 23, 2021

Airplane Insurance or Auto Insurance - What does a flying car need?

Yes, you read the title correctly, flying cars are here now and they're here to stay. The idea of flying cars has been around for decades, but only recently has the discussion gotten serious. Several companies have announced plans for flying cars.

September 23, 2021

How to Get Appointed as a New P&C Insurance Agent

Many dream of becoming independent agency owners, with their own books of business, & multiple carrier contracts. Obtaining information on exactly how to go about doing so, is very hard to find. You may be tempted to request appointments with any and every company you can think of, in hopes that you’ll be accepted by several.

September 14, 2021

Ensure You Are Insured; Apple Faces A Recent Hack

Unfortunately, hacking affects everyone, it no longer is just large organizations. As a business owner you have a much greater risk with the repercussions of hackers being detrimental to your business. According to the US National Cyber Security Alliance, 60% of small businesses that suffer a cyber-attack go out of business within half a year.

August 26, 2021

Property Managers Responsibilities & Their Relationship with Insurance Brokers

Answering the question about what property managers do is not difficult; property managers oversee the operation of a rental property on behalf of the property owner. What may not be so easy to explain is the full breadth of what this task entails.

June 9, 2021

What to do after a car accident

If you've been in an accident, you may have a lot of questions about what to do next, if you need to file a claim, how the claims process will go, and more. Especially if your driving record was squeaky clean before the accident.

May 5, 2021

A Young Refugee Builds An All-Virtual, 100%-Remote Agency And Wins Raves From Her Clients

“This girl is magical!” exclaims long-time Majdas Touch Insurance client Bob Ligget, a consultant based in Salt Lake City. “I delight in referring others to her. I tell them they won’t find a more committed and responsive agent. She radiates passion for what she does.”

May 4, 2021

The Truth About Tesla Insurance

No we're not talking about Nikola Tesla from 1856, we are talking about the American electric vehicle company Tesla. Founded in 2003 by Martin Eberhard and Marc Tarpenning later owned by Elon Musk in 2008, the companies success has swept silently across the country in the form of multiple electric vehicles.

April 20, 2021

AFTF Emerging Leader Discusses How High Digital Adoption Led Her Agency to Grow by 4x

From the beginning of my career in insurance, my driving motivation has been to help as many people as possible. I want to help people have better experiences and change their perspectives on insurance.

April 14, 2021

President Biden's Dog 'Major' Involved in Second Biting Incident

On March 29th one of President Biden's dogs 'Major', a 3-year-old German Shepherd, was involved in a second biting incident with a National Park Service Employee, in the month of March. The employee was checked up by the medical units at the white house, and returned to work without injury. The first of the biting incidents happened on March 8th, where Major bit one of the white house security personnel.

April 1, 2021

Ride share / Delivery Coverage - Am I Covered?

Ride-sourcing or “ridesharing” as it’s commonly known is the process of transporting customers for a fee through the use of a privately-owned vehicle. Delivery would be considered any type of delivery service you provide in exchange for money. It has recently become popular among drivers who are looking to gain a little extra income outside of their normal 9-5 jobs to sign up for Uber, Lyft, Instacart etc.

March 19, 2021

Bitcoin, what is it?

Bitcoin is the name of the best-known cryptocurrency, the one for which blockchain technology was invented. Bitcoin being such a new concept, is still hard to understand for most. Cryptocurrency on the other hand, is a medium of exchange, such as the US dollar.

March 1, 2021

Consumer Rating Scores

It is increasingly becoming more and more important to have a good credit score in this day and age, but, believe it or not, it's not the only score that you should keep your eye on. In most recent years, major retailers and other service providers have been relying on a new type of score called the so-called "secret" consumer score (not so secret I guess) to guide their interactions with customers.

February 15, 2021

When should I get off my parents/family plan?

Getting your driver’s license is a teenager’s first taste of independence. It may seem like the natural next step to purchase your own independent car insurance policy. But until you turn 25, your rates might be unattainably high. Don’t panic just yet, it’s time for you to learn about the perks of staying on your parents’ car insurance policy and I will go over the negative effects this can have as well.

January 29, 2021

What it means to be a Digital Agency and Our Story behind it

For most of my 15 year career, I worked as a captive agent, controlled by the corporate world and limited in all ways of communication held literally "captive" to their archaic ways of thinking. Even while having been captive, going back to the start of my career in 2007, I always leaned towards simplified ways of communication.

January 29, 2021

We won! 2020 Agent For The Future Awards - Liberty Mutual and Safeco

Every year, for the past three years, the sister companies Liberty mutual and Safeco award agencies who have been making strides in becoming more digitalized. That award is called the Agent For the Future Award.

January 22, 2021

How to Winterize Your Vehicle: A Checklist To Ensure Safe Winter Driving

There’s only one thing that connects a vehicle to the road: tires. Thus, it is one of the most important things to take care of.

September 28, 2020

MAJDAS TOUCH INSURANCE X THE ANIMAL FOUNDATION

A short clip of a Luxury Real Estate event hosted by Jeremy Lewis, Las vegas Luxury Realtor, Rothwell-Gornt.

January 16, 2020

Holiday Insurance Tips

Many risks to your home & family during the holiday season are covered by a good Homeowners’, Condo Insurance, or Renters Insurance Policy. In particular, the “Personal Property & Buildings” section of your policy probably insures against the following situations.

March 9, 2018

Doing nothing costs way more than doing something! What are you doing to plan?

Do you ever think about your future? If you are like most people, of course you do! I believe that the reason we as humans, seek change, is because we have the desire to change our consciousness not necessarily our surroundings. So how do we get to a higher consciousness?

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‍Note: Some policies contain an Earned Premium Endorsement specifying that premium is earned at coverage inception and, therefore, no premium refund will be due upon cancellation of any kind.

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